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What did ya spend it on???????

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    #16
    Our's was:
    vacations at $1000-2000 a pop
    electronics and computers, stuff like that
    But what really broke our back was when I had to get dental implants. Sometimes people can get a bridge instead but I couldn't and so I had to get them in order to continue chewing. Ran me $12k and that was just the last straw in our already over-burdened credit profile. Oh, and my wife had a few grand worth of dental bills at the same time!
    Oh, and my salary and hours of work both fell off that year, too.
    <<I am NOT an attorney, my comments are anecdotal only. Contact an attorney for advice>>
    FINALLY DISCHARGED 92 DAYS AFTER THE 341! A NEW START!!!

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      #17
      I will fess up

      I ran with a crowd of people who judged you by the size of your house and where it was located (I am not kidding!). My house was 3,500 sq feet and 350k and a women who had been in my wedding 10 years prior lived in a 7500 sq house that was 700k. I remember the comments she made about my "small" house. I spent to much on "things" for that house.


      This is kinda funny. This same women called me one day and asked me to join her for lunch at some woman she had met house. She talked on and on about this woman and how well she dressed, ect. Anyway we drive into this woman's neighborhood and it is a dump. Her house is nothing to speak of but it is clean and I think nothing of it. But the look on my friends face was priceless! She kept stating on the way home. I can't believe she lives in that place. I lost a lot of people in my life over the last few years, but its all for the better. I just have to really work to not get caught up in it again. I work hard to stay away from those types of people. They are all over my workplace and my sons school. Anyone familiar with Alpharetta, Ga knows this area is like this.

      debtisbad

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        #18
        I have found my self in the same place. We built a new house and thinking about it now, I bet we did it just to keep up with our friends even though we would have never admitted that!
        "Don't let your wants overload your a**"
        (author unknown)

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          #19
          No vacations, nothing to show for it, just trying to keep the side business afloat and an expected income increase was severely delayed. The cash became a turnover with no profit, the ability to borrow dried up and KABLOOM!

          Not again, please. it was horror. we are in a pickle now, just a cash flow pickle and a housing bust pickle but not like back then. My OT was cut after years. It will return but not for the moment. I was hitting it good, working 16 hrs. per week and bringing in 1440.00 each payperiod for the four days. Got used to it and saved only afew thousand. won't go thatroute again. will save it. I hit it that way for four years. we're still OK though, the grocery habits have changed somewhat though and the oldest has to provide his own mad money now.
          Last edited by robivi3; 03-08-2009, 12:30 PM.
          "You once asked me for advice. You want some now? Never pass up a good thing." Lieutenant Jean Rasczak, Starship Troopers

          Join the Mobile Infantry and save the world. Service guarantees citizenship.

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            #20
            Do you know what is really sad? I can't remember all that I put on those stupid cards! But the balances were outrageous when I filed. Never, Never again will I have a credit card.
            sigpicPersevere: "To continue a course of action, in spite of difficulty, opposition or discouragement."

            Chapter 13: Discharged 03/15/2010. Closed 05/19/2010::yahoo::yahoo::yahoo::yahoo::yahoo:

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