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Happy New 2009 Year from BKForum!

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    #16
    happy new year
    Chapter 7 07/30/2008
    341 09/17/2008
    Discharge 11/21/2008

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      #17
      Happy New Year everyone!

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        #18
        Well, I hope everyone is not "too hung over" ( if you like the bubbly) to hold their head up today.
        Hope you drowned the sorrows of 2008 and opened a new door for 2009....... a new beginning with a fresh start........ beginning with a "new attitude" about debt.......
        This is the year to make plans, look to the future, get rid of unnecessary debt and financial problems and learn to live within our means, even in hard times.

        Right now our financial world is in distress, along with our own financial problems. So plan on how to handle THAT too....

        Try to keep a "emergency fund" JUST FOR THAT REASON...... always try to be prepared for the unexpected (cause its gonna happen).....

        I wish all our forum members "the best this year"...... May all things that knock on your door...... be a blessing, with good health, some wealth, and lots of happiness involved.

        Remember to "always count your blessing"........

        Minny
        Minny

        "It's amazing the paths that our feet sometimes follow in life".

        My suggestions are from "personal experience" and research only. Do not consider this as legal advice. Each bankruptcy case is different.

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          #19
          Thanks Minny.
          Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
          Status: (Auto) Discharged and Closed! 5/10
          Visit My BKForum Blog: justbroke's Blog

          Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

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            #20
            Happy New Year Everyone!!!!!
            Good Luck in this New Year.
            Filed Chapter 7 (Primarily Business Expenses) 04/10/2008 FICO 468 :cry:
            341 on 05/06/08:unsure:House appraisal on day 63:blink: 07/10/2008 Discharged-Asset Case!!!:yahoo:08/09 Transu 559, Equifax 636, Experian 647
            Case Closed 07/15/2009 :D:yahoo:

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              #21
              Cheers to the New Year 2009 - here's yet another chance to get it right A toast to each of us to grow, learn, and share for another year together in this wonderful, healing place!
              I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

              06/01/06 - Filed Ch 13
              06/28/06 - 341 Meeting
              07/18/06 - Confirmation Hearing - not confirmed, 3 objections
              10/05/06 - Hearing to resolve 2 trustee objections
              01/24/07 - Judge dismisses mortgage company objection
              09/27/07 - Confirmed at last!
              06/10/11 - Trustee confirms all payments made
              08/10/11 - DISCHARGED !

              10/02/11 - CASE CLOSED
              Countdown: 60 months paid, 0 months to go

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