top Ad Widget

Collapse

Announcement

Collapse
No announcement yet.

I've Got A Lot To Think About

Collapse
X
 
  • Filter
  • Time
  • Show
Clear All
new posts

    #16
    Ep, I'm only strong because it hasn't *quite* killed me. If I can turn around and help someone else with those experiences, it adds meaning and value to what was incredibly isolating, *senseless* and meaningless for so long. Maybe that's why God allowed it. I'm with Robivi on the whole "He blesses the just and the unjust" thing, except I always remember this verse in Romans that says (and forgive my poor memory ) "The race is not to him that runneth, nor to him that willeth, but to God who showeth mercy." Sort of the same idea from a different angle.

    Anyway, I think that as much as your older brother loves you, it may very well be hard for him to not try to "fix" things, and other people, when we let them in, tend to start from the beginning. This can be unbearable, because it's usually ground that we have already covered and so it comes off to us, in our woundedness, as a "not good enough" sermon as we have to rehash it with them from the beginning. In the end, some fixes are great (like this house!) some are horrible, and many are just stifling.

    But when we let that person in, it's all or nothing because they have to be free to come to their own conclusions. The best we can hope for is that their love overrides personal agendas like having to be right, having to seem better to feel equal, having to feel needed (oh, that's a HUGE trap right there, because if you're not a miracle worker you can start to feel useless) and so on. Everybody has things like that, dynamics that make us tick, but if we see them in ourselves we can choose to rein them in when they do no good to others, and that's a function of maturity. Only you know where your brother is on that scale. And it's not that they don't love us, sometimes it's because they love us TOO much and find it difficult to step back. When you're as wounded as I have been, it becomes impossible to defend yourself because your defenses are shot, and you can end up feeling very judged and even crushed, just because you've been judging yourself so harshly for so long.

    And that's when they're loving -- when they're insensitive it can be hell. The lowest points I have ever had (as in, "I'm really very sorry I don't own a gun and can't end this personal hell immediately" points) have invariably been during and after a phone call from someone who needed ME to make THEM feel better about what I was going through, or demanded that I explain every single life choice I ever made to them by means of their their incessant questioning. Just a very little of this will make anyone very hesitant to share ANYTHING, even when it's time to tell someone you want and feel you should tell.

    But honestly, if I may be permitted an opinion from reading what you've written it seems to me that you'd love to tell him, you're just not feeling strong enough to bear the process right now. (By "process" I mean the whole I tell him this and he suggests that and he asks my why this and I have to explain that, that whole thing.) And that if you were not already so wounded and worn out you would have already told him, freely and easily. I could be totally wrong, but that's what I get. And in a way, that's great news, because it means that in good time it is likely to come out naturally without a lot of fuss, just as you sense you are ready for it. That you're waiting now, to me, is very cool, because you're honoring what you need to do for you to get through this. That's just the impression I get.

    One thing you could do is file before you reveal the bk to him, which would have the effect of making lesser suggestions negligible. However, I have usually accomplished the same thing by just saying, "Look, I know you mean well, and you want to help. But I got myself into this, and I can't have you impoverishing yourself to save my situation. I appreciate everything you suggest and think them over, but in the end this has to be my decision." And that's the end of it, though I freely admit it took me years to perfect my now very effective "loving but set in stone" delivery. Another take on that might be just telling him part, like, "I'm in the middle of making some really serious and difficult decisions about how my life is going. I love the offer of the house, but won't know for a few months whether that would be the best option for both of us. Can I have a rain check, o blessed one?"

    I guess what I'm trying to say is that there are a million ways to share what we need to share, in as much or as little detail as we need, and still not offend. But when the world has been a hostile place for so very long, it's hard to forget that. I think your brother is a fine man and in time, you will indeed spill everything and he will be a wonderful resource. But not until you're ready... so don't force yourself through guilt. There is time enough, and he will understand. So don't pressure yourself. I think you will handle it just fine.

    Forgive my length here. Good luck!!!
    Nolo Press book on filing Chapter 7, there are others too. (I have no affiliation with Nolo Press; just a happy customer.) Best wishes to you!

    Comment


      #17
      Heh, great minds think alike. Just saw Minny's post. Wonderful words of wisdom.
      Nolo Press book on filing Chapter 7, there are others too. (I have no affiliation with Nolo Press; just a happy customer.) Best wishes to you!

      Comment


        #18
        I totally agree with what Minnymouth said!
        If you can file bankruptcy AND take the offer, do it.
        But resolve to not end up in debt again! I know it's hard - I've also fallen in heavy debt twice. But this time I'm REALLY not going to do it again!!!
        I think you will feel better if you "own up" to your brother, but also stand to your own decision to file bankruptcy.
        <<I am NOT an attorney, my comments are anecdotal only. Contact an attorney for advice>>
        FINALLY DISCHARGED 92 DAYS AFTER THE 341! A NEW START!!!

        Comment


          #19
          Please consult with an attorney about this right away.
          I don't know the details on this, but it would seem you might be able to file anyhow. I assume there would be a note on the house, and it seems like your situation would be similar to a rent to own option. I would think that if that's the case, and there is a note on the house without a lot of non-exempt equity, it may not affect your bk.
          Think about it, many folks are able to file 7 and keep their homes, as long as they continue to make payments.

          Please talk to your attorney before assuming you can't do both!!!!!!!!!

          K
          You can't have your cake and eat it too. But you can dip your finger in the bowl and lick the icing

          Comment


            #20
            Nobody asked the question -- How much is the house price?

            Comment


              #21
              MAIN THING - make all the final decisions YOURS........... take responsibility for your own actions, and accept the help of others to help straighten the problem out.....

              They will SEE by your actions that you understand the seriousness of the problem, and that you are at fault for the situation. Yet, be humble enough to let them help you if they are willing to do so.

              They will be less critical if you stand up, take responsibility, and ask openly for thier opinion and suggestions.

              Don't take the attitude of "Brother Dear, get rid of this problem for me, okay?"... just because they are financially able too....

              Be your "own person", make your own decisions.... but be humble enough to accept help....

              You are very "lucky" that someone in your family is in the position and able to help you thru this.... and to help you get started all over again.....

              Keep us posted......
              Minny

              "It's amazing the paths that our feet sometimes follow in life".

              My suggestions are from "personal experience" and research only. Do not consider this as legal advice. Each bankruptcy case is different.

              Comment


                #22
                I am torn here.
                Please note, I am not judging, just looking at all the facts.

                You stated that you are have habitual financial troubles, and this family member has bailed you out previously. Now they are again wanting to help you out, but don't realize, that you are, yet again, having financial issues.

                They seem to be fairly reasonable people. I would be very open and upfront with them, and go from there. You might be very surprised.

                Good luck.

                I know I would jump all over something like this if I were in your shoes!
                BUSY running my own credit repair services! Sorry I don't stop in so often any more!

                Comment

                bottom Ad Widget

                Collapse
                Working...
                X