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Why an inquiry????

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    #1

    Why an inquiry????

    Several months ago I purchased an item at an outfit that did not accept any Visa, MC, or Discover - for $1500. So I made out a check.
    Recently I checked my Transunion credit report - and an inquiry from this outfit appeared on it.
    How the hell were they able to run an inquiry on me, when all I did was write out out a check.
    I can see running my banking info being run through Telecheck or a similar outfit - but a credit check????
    Tags: None
    #2
    Is it a hard or soft inquiry? Do they have their own credit card? Maybe they were wanting to extend you an offer of credit from them.

    Other than that, I wouldn't know.
    Chapter 13 Filed "Old Law"
    Filed: 6/2003 Confirmed: 3/2004
    Early pay off sent: 10/05/2007 - 9 months early
    11/16/2007 - Discharged!

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      #3
      Never even discussed in-store/company credit. Just made out a check.

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        #4
        (deleted by poster)

        (deleted by poster, sorry, meant to start new thread, can't find a way to delete this)
        Last edited by phoenyx; 02-04-2008, 05:18 PM.
        Filed: 03/31/08 341: 05/15/08 Discharge: 07/15/08
        Do yourself a favor. Check everything I say with a bankruptcy attorney. Most attorneys will even provide a free initial consultation. In fact, it's your life, so check everything anyone says (including your attorney) for yourself!

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