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Shocked to the core

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    Shocked to the core

    Never thought I would find myself in this situation. But I found myself dating a narcissist sociopath who lead me down a road of twists and turns of emotional trauma, lies and deception…. And now I’m thousands of dollars in debt, without a job and no way to dig myself out.

    that being said… I’m now facing the very real possibility of bankruptcy. I’m ashamed and confused and just looking for whatever help anyone is willing to give me on where to start and how to start and if there are ways to even do it when you literally have NO money and NO job.

    #2
    I have heard you shouldn't file for bankruptcy when you are unemployed, but I don't remember the reasoning behind that recommendation. As for being out of work, my mother always used to say, "If you're out of work, you should be spending 40-hours per week looking for work."

    Obviously I don't know your situation and skill set, but do you feel there is any way you can get back into the workforce?
    Chapter 13 (not 100%):
    • Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank cum Bank of Southern California
    • Filed: 26-Feb-2015
    • MoC: 01-Mar-2015
    • 1st Payment (posted): 23-Mar-2015
    • 60th Payment (posted): 07-Feb-2020
    • Discharged: 04-Mar-2020
    • Closed: 23-Jun-2020

    Comment


      #3
      So… I’m out of work because I have bipolar and we’ve been spending the last several months trying to get my meds corrected so that I can actually stay out of the asylum. And get back into society. My now ex fiancé was bringing in enough from his part time job to put food on the table.
      I also had a work injury that I had a settlement from that was enough to pay most of the major bills.
      some Very Bad purchases were made (via some mind games from him) while I was swinging back and forth on these meds - he was really good at taking advantage of my hypnotic phases - which has now landed me extremely badly in debt.

      so - that’s kind of the gist as to 1. Why I’m not working and 2 why I’m so badly in debt and needing bankruptcy.

      so what am I supposed to do now?

      im in need of back surgery in January. But can’t afford it.
      im in need of money to pay my bills but Im in need of filing bankruptcy but you say not to file if I’m unemployed….

      what do I do?

      Comment

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