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    #1

    Discharge comin

    Bank of America reaffirmed my car in the court. My lawyer said discharge coming any day. So relieved
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    • Likes 1
    #2
    Yes, any day now!
    Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
    Status: (Auto) Discharged and Closed! 5/10
    Visit My BKForum Blog: justbroke's Blog

    Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.
    • Likes 1

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      #3
      And then on to rebuild with your great roadmap.

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        #4
        DISCHARGED!!!!!!!!!! Yay
        • Likes 1

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          #5
          Congratulations!!!!!
          Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
          Status: (Auto) Discharged and Closed! 5/10
          Visit My BKForum Blog: justbroke's Blog

          Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.
          • Likes 1

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            #6
            Hurray!!!!
            I am not an expert. I share my experiences in the Wonderful Wacky World of Chapter 13! Filed 3-30-18 Confirmed 7-11-18 Discharged 6-8-22
            • Likes 1

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              #7
              Thanks all and Experian already shows public record discharge. Credit score jumped 70 points. Now for the creditors

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                #8
                Got the order. All notified electronically. Off we go
                • Likes 1

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                  #9
                  All creditors marked discharged. The accounts that were 30 days first month after filing no longer show late. Is that right? I thought late payment still showed

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                    #10
                    The entire payment history is cleared. The account balance and credit limit set to $0. The account is then flagged with either "Included in Bankruptcy" (IIB) or some indication of a Chapter 13; the big thing is that it's marked as "included" in a bankruptcy.

                    Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
                    Status: (Auto) Discharged and Closed! 5/10
                    Visit My BKForum Blog: justbroke's Blog

                    Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

                    Comment

                      #11
                      Bankruptcy closed. It’s over. Happy dance off to rebuild

                      Comment

                        #12
                        Happy dance, indeed! Congratulations once again!
                        Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
                        Status: (Auto) Discharged and Closed! 5/10
                        Visit My BKForum Blog: justbroke's Blog

                        Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

                        Comment

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