Tomorrow, after 60 excruciating months, I will make the final Chapter 13 Plan Payment. It was extremely difficult with many restless and sleepless nights but I learned so much through the loneliest and most self reflective process I have ever experienced. I hope to be able to give a word of advice to others facing foreclosure and needing to file Chapter 13 to save their home.
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Congratulations!!!!!!!!Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
Status: (Auto) Discharged and Closed! 5/10
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Any advice provided is not legal advice, but simply the musings of a fellow bankrupt. -
Yup, congratulations indeed! Another Chapter 13 bites the dust.Chapter 13 (not 100%):- Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank cum Bank of Southern California
- Filed: 26-Feb-2015
- MoC: 01-Mar-2015
- 1st Payment (posted): 23-Mar-2015
- 60th Payment (posted): 07-Feb-2020
- Discharged: 04-Mar-2020
- Closed: 23-Jun-2020
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Thank you so much!! Last night I had the best sleep I've had in more than 5 years. I feel as though I have my life back and it feels great!!!Comment
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My Life looks and feels so good right now and I need to continue the strict money habits and frugal thinking that got me through 5 years of bankruptcy paying $2,500 a month to a Trustee who tried to dismiss my case every 6 months because I was always behind in my payments. Now its time to rebuild myself to enjoy myself and life.Comment
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Congratulations CHIQUITA! Yes, the 5 years for us were stressful as well. We are 2 years post bk discharge now. Doin alright!
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I'm happy to hear that and I look forward to being able to reflect back in 2 years. Congratulations!!Comment
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Congrats!!!! It's such a wonderful day!!I am not an expert. I share my experiences in the Wonderful Wacky World of Chapter 13! Filed 3-30-18 Confirmed 7-11-18 Discharged 6-8-22Comment
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