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    #16
    Originally posted by Nitah1013 View Post
    A little over 60 days and guess what? I got an email saying that my bankruptcy was reported as discharged to Experian! Thank you guys for EVERYTHING! I am still sleeping at night because the phone is not ringing. I do have 2 questions however, Prior to filing my chapter 7 my payment history did reflect 100% on time payments now they say all accounts reported late/past due. Would this change at all since all accounts are closed and the late payments were incurred during the stay period?

    2nd question is I received a bill yesterday from an account that I thought was included in the BK but apparently not, should I just try and pay it?
    No, just send them the details of your bankruptcy; you no longer owe it.
    Chapter 13 (not 100%):
    • Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank cum Bank of Southern California
    • Filed: 26-Feb-2015
    • MoC: 01-Mar-2015
    • 1st Payment (posted): 23-Mar-2015
    • 60th Payment (posted): 07-Feb-2020
    • Discharged: 04-Mar-2020
    • Closed: 23-Jun-2020

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