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    It’s finally over.

    I filed chapter 13 on July 23rd, 2018. Today I got word from my attorney that the bankruptcy was discharged as of October 13, 2023.

    It wasn't always easy, and my monthly payment of $2,820.79 had me wondering how I was going to do it all. But I did and it’s done.

    Now if I can get the almost $4500.00 overpayment back from the trustee (I know it takes time) I’d be better off.

    Moral of the story. You can do it. Just take it one day at a time.

    #2
    Congratulations on your Chapter 13 discharge. Yes you can, and yes you did!
    Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
    Status: (Auto) Discharged and Closed! 5/10
    Visit My BKForum Blog: justbroke's Blog

    Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

    Comment


      #3
      Congratulations, but OUCH, $2,820.79 is one of the higher plan amounts.
      Chapter 13 (not 100%):
      • Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank cum Bank of Southern California
      • Filed: 26-Feb-2015
      • MoC: 01-Mar-2015
      • 1st Payment (posted): 23-Mar-2015
      • 60th Payment (posted): 07-Feb-2020
      • Discharged: 04-Mar-2020
      • Closed: 23-Jun-2020

      Comment


        #4
        Congrats BTDT I had a high payment as well. You will feel like you hit the jackpot just getting a full paycheck!
        I am not an expert. I share my experiences in the Wonderful Wacky World of Chapter 13! Filed 3-30-18 Confirmed 7-11-18 Discharged 6-8-22

        Comment


          #5
          Hi SportsBum1
          I'd love to hear more about your experience through this difficult process.
          Please let me know if you're open to chat.

          Congratulations!

          Comment


            #6
            @morand, there are lots of Chapter 13 success stories on this forum; just head over to this sub-forum and take a look at a few:
            Chapter 13 (not 100%):
            • Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank cum Bank of Southern California
            • Filed: 26-Feb-2015
            • MoC: 01-Mar-2015
            • 1st Payment (posted): 23-Mar-2015
            • 60th Payment (posted): 07-Feb-2020
            • Discharged: 04-Mar-2020
            • Closed: 23-Jun-2020

            Comment

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