Hey all. Recently filed chapter 13. All this is new to me. Googling post BK groups brought me here. To my surprise I got an email from credit karma today that my credit score went up 169 points to 658. Guess things are looking positive. Should I get a secured card now to start rebuilding? Not sure what I should do next.
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Welcome to BKForum!Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
Status: (Auto) Discharged and Closed! 5/10
Visit My BKForum Blog: justbroke's Blog
Any advice provided is not legal advice, but simply the musings of a fellow bankrupt. -
I think that a secured card is a good idea. I had one during my Chapter 13.
You may want to reach out to shipo and ask about how to build credit during/after a Chapter 13. There are some good ideas.
You can start here: https://www.bkforum.com/forum/after-...uilding-credit
Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
Status: (Auto) Discharged and Closed! 5/10
Visit My BKForum Blog: justbroke's Blog
Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.Comment
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Regarding a secured credit card; if your Trustee allows it, then I cannot recommend getting one strong enough.Chapter 13 (not 100%):- Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank cum Bank of Southern California
- Filed: 26-Feb-2015
- MoC: 01-Mar-2015
- 1st Payment (posted): 23-Mar-2015
- 60th Payment (posted): 07-Feb-2020
- Discharged: 04-Mar-2020
- Closed: 23-Jun-2020
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