Filed in 2018. Paid out almost 17k on 20k. Lawyer is stating trustee’s site is showing 15 more months to go. I am confused. I wish I could just pay the balance off. My 36 mo mark will be in Nov. Has anybody had success with this??
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Welcome to BKForum.
You can check the Trustee's information by using the National Data Center (a/k/a the NDC). Just search for "National Data Center" (which should come back to ndc.org). You can create your own account.
it's not intuitive, but from the dashboard click "Plan Step Information." Then add up the number of steps that listed. It would be 36 for 36 months, and 48 for 48 months... etc. Mine add up to 62 because I was in a 60 month plan with 2 IRS Tax Refunds submitted as a non-monthly payment. (The steps that are part of your plan are listed as "MONTHLY" and the non-monthly payments are likely listed as "L" for the payment frequency.)
Maybe you're in a 48 month plan. Did you look at your confirmation order?Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
Status: (Auto) Discharged and Closed! 5/10
Visit My BKForum Blog: justbroke's Blog
Any advice provided is not legal advice, but simply the musings of a fellow bankrupt. -
Do not pay ahead or pay extra other than tax refunds without your lawyer's permission.
The reason they make you stay for the full duration is to catch windfalls like inheritances, lawsuit settlements, and the very rare lottery win to fully pay off your unsecured creditors. Paying extra doesn't make it any faster. It just makes you poorer.Comment
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I just have to repeat that.Originally posted by flashoflight View Post
Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
Status: (Auto) Discharged and Closed! 5/10
Visit My BKForum Blog: justbroke's Blog
Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.Comment
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NDC is where I am getting my information from. My lawyer told me after 36 mos I could motion to pay the balance. I only have taxes to pay, and less than $1500 on 2 claims. It appears that the trustee has paid himself $1130 thus far. I just want this to be over this yr. With the Covid uncertainty, bankruptcy is causing unnecessary stress which I totally hold myself accountable for.Comment
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Is it safe to assume you are in a 100% plan?Originally posted by TamBam View PostChapter 13 (not 100%):- Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank cum Bank of Southern California
- Filed: 26-Feb-2015
- MoC: 01-Mar-2015
- 1st Payment (posted): 23-Mar-2015
- 60th Payment (posted): 07-Feb-2020
- Discharged: 04-Mar-2020
- Closed: 23-Jun-2020
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