I'm 2 years post-BK discharge (2019) and am relieved to find this circle of rejuvenated financial energy. You all have posted so much helpful info and I am grateful. Thanks to all of you who've shared advice on credit cards, rebuilding in general, and my soon-to-be focus - a mortgage.
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Many of us, myself included, are right there with you. I figure I have 13 more months of sitting tight and letting my credit scores rise before I apply for a mortgage.Originally posted by tmnorice View Post
Chapter 13 (not 100%):- Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank cum Bank of Southern California
- Filed: 26-Feb-2015
- MoC: 01-Mar-2015
- 1st Payment (posted): 23-Mar-2015
- 60th Payment (posted): 07-Feb-2020
- Discharged: 04-Mar-2020
- Closed: 23-Jun-2020
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Many... of us!Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
Status: (Auto) Discharged and Closed! 5/10
Visit My BKForum Blog: justbroke's Blog
Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.Comment
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Welcome and congratulations on almost being ready to get a mortgage. Look forward to hearing how it goes when you start the journey.Filed Chapter 13 - 07/20/12
Discharged 8/2/16Comment
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