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New CC reform in effect! Is it going to really help?

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    #16
    True. But at least now, the consumer has a choice.

    You borrow money at 10%, and you borrowed it at 10%. They can't make it 30% 3 months later (unless you are 60 days late). They can hike your APR for new purchases to 500%, but you can just stop using the card. If you decide to you it again at least you wanted a 500% APR loan.
    Filed CH13 - 06/2009
    Confirmed - 01/2010

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