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Bank insisted on thumbprint from armless man

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    Bank insisted on thumbprint from armless man

    Mon., Sept . 7, 2009

    The Americans with Disabilities Act will be 20 years old next year, and Steve Valdez is still wondering when a Bank of America branch near his Tampa, Fla., home is going to hear about it.

    The 54-year-old Hillsborough County employee told TODAY’s Lester Holt Monday in New York he is still irked by what happened to him recently when he went into the branch, where his wife has an account, to cash a check made out to her. The teller and branch manager refused to cash the check because he didn’t have an account there and he couldn’t give them a thumbprint to confirm his identity.

    The kicker is they wouldn’t accept his reason for not providing the thumbprint: He doesn't have any thumbs, or arms for that matter, because of a birth defect.

    Even when he offered two forms of photo identification, the teller wouldn’t budge. He was told company policy required the thumbprint. If he wanted to cash the check, either his wife could come in to cash the check or he could open an account.

    To open the account he’d need the same two forms of ID that weren’t good enough to cash the check.

    “I said, ‘Neither’s really acceptable right now, so could I speak with the branch manager?’ ” Valdez told Holt. “The branch manager came and reiterated the same thing to me.”

    Valdez found that stance both puzzling and potentially actionable under federal law.

    “I have cashed checks with other banks with similar policies without a problem,” he told Holt. “The branch manager would come out, look at two forms of photo ID, initial the check and I’d go on my way.”

    Valdez, who functions with two prosthetic arms, is not the sort to complain about his disability. In his entire life, he said, he’d never found it necessary to speak up about being discriminated against. But this time, the bank went too far, he said.

    “This is the first time that I have ever gone public with anything related to this,” Valdez told Holt. “I’ve either accommodated myself or I’ve been accommodated throughout my whole life with things like this. But when it hits you in the face like this and you have no other alternative, you start thinking you’re not the only person in this country who cannot give a thumbprint. There’s a serious problem here, a violation of federal law.”

    Once Valdez went public, Bank of America went into damage control mode, apologizing to Valdez. The bank conceded the branch manager should have accommodated him and issued a statement that said, “This is an isolated occurrence and does not represent the bank’s policies for accommodating customers or non-account holders with disabilities. We have ensured those policies have been underscored with all our associates across the bank.”

    Valdez said that the bank’s statement still doesn’t say what its specific policies are.

    “Bank of America will not produce those policies and tell me exactly what they are,” Valdez said. “They just say it’s the discretion of the bank manager or whatever. That is not in accordance with federal law. You have to have alternative policies.”

    Valdez’s wife, Lori, who joined him on TODAY, said she was disturbed by the attitude of the branch manager when she called to try to resolve the issue. After being rejected, her husband called to tell her what happened. She called the bank branch.


    Source:
    MSNBC.com

    Last edited by Flamingo; 09-08-2009, 05:44 AM. Reason: To conform with forum posting rules; source added; OP please take note!
    The essence of freedom is the proper limitation of Government

    #2
    I guess the poor man needs to be an illegal alien before BOA will assist him.


    I also love how they always say "This doesn't represent BOA's policy".


    The banks do need security but this is over doing it I think.
    The essence of freedom is the proper limitation of Government

    Comment


      #3
      The American Disability Act seems not to be in force very much any more. Since the feds turned control over to the States, if the State doesn't care, there is no ADA.
      Golden Jubilee was a year-long celebration held every 50 years in which all bondmen were freed, mortgaged lands were restored to the original owners, and land was left fallow: Lev. 25:8-17

      Comment


        #4
        I love this case! Anyone taking the case? I find that these cases are hard to deal with. I've pulled out the ADA card a few times, and was literally laughed at.
        Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
        Status: (Auto) Discharged and Closed! 5/10
        Visit My BKForum Blog: justbroke's Blog

        Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

        Comment


          #5
          I think this is a sad case here, obviously the man had no thumbprint to give with no arms.

          I wonder if a toe print would work?
          May 31st, 2007: Petition Filed by my lawyer
          July 2nd, 2007: 341 Meeting Held
          September 4th, 2007: Discharged and Closed.

          Comment


            #6
            This illustrates the complete lack of thinking on part of the teller and the manager. To cite 'bank policy' when the man has no arms (and therefore, no thumbs) is absurd. The entire chain of command from the Teller to the Manager to the top person that authorized not cashing his check ought to get fired and the bank needs a huge fine. The question becomes: How do you train someone to think rather than cite policy?
            Filed CH 7 9/30/2008
            Discharged Jan 5, 2009! Closed Jan 18, 2009

            I am not an attorney. None of my advice is legal advice in any way..

            Comment


              #7
              Originally posted by StartingOver08 View Post
              The question becomes: How do you train someone to think rather than cite policy?
              Ah, but they are trained the opposite way! They are told that if they violate policy, they are fired. They are told they cannot circumvent policy. Policy always wins.

              I just had a company tell me their policy was not to modify any account... yet they did modify mine by removing points from it. I asked them where that was in the policy.
              Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
              Status: (Auto) Discharged and Closed! 5/10
              Visit My BKForum Blog: justbroke's Blog

              Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

              Comment


                #8
                Originally posted by justbroke View Post
                Ah, but they are trained the opposite way! They are told that if they violate policy, they are fired. They are told they cannot circumvent policy. Policy always wins.

                I just had a company tell me their policy was not to modify any account... yet they did modify mine by removing points from it. I asked them where that was in the policy.
                Yep just like the Army. You are taught to act not think. Thinking gets you a lot of KP duty.....
                May 31st, 2007: Petition Filed by my lawyer
                July 2nd, 2007: 341 Meeting Held
                September 4th, 2007: Discharged and Closed.

                Comment


                  #9
                  Originally posted by JRScott View Post
                  Yep just like the Army. You are taught to act not think. Thinking gets you a lot of KP duty.....

                  Still trying to wrap my brain around this one! LOL
                  I agree with you - just trying to see why it is now SOP in the private sector!
                  Filed CH 7 9/30/2008
                  Discharged Jan 5, 2009! Closed Jan 18, 2009

                  I am not an attorney. None of my advice is legal advice in any way..

                  Comment


                    #10
                    Originally posted by StartingOver08 View Post
                    I agree with you - just trying to see why it is now SOP in the private sector!
                    Have you ever worked at a Nuclear Power Plant? They are very procedure oriented. Even if the procedure says turn the numb 1/2 turn clockwise, and you see that it won't turn... you have to STOP what you're doing. Even if you "know" the procedure is wrong and that the knob was already in the correct position!

                    Part of this is to blame on unionized shops. And I don't mean this to attack unions, I was in one once. The only clean way to fire a union person is for not following procedure. If it's not documented, it's hard to fire a union member. Trust me... I fired at least two people, who were back at work the next week.
                    Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
                    Status: (Auto) Discharged and Closed! 5/10
                    Visit My BKForum Blog: justbroke's Blog

                    Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

                    Comment


                      #11
                      I once got a ticket for parking in a handicap spot.

                      I have a permanent handicap plate.

                      I demanded a hearing, instead, they sent me a letter to put on my dashboard stating not to give me tickets.



                      I was told by an officer I could not park in a handicap spot. So I moved.

                      I asked him why I could not park there. The spot is used by customers as a loading zone.
                      Golden Jubilee was a year-long celebration held every 50 years in which all bondmen were freed, mortgaged lands were restored to the original owners, and land was left fallow: Lev. 25:8-17

                      Comment


                        #12
                        To JrScott!! Instead of a toe print, maybe they deserve a butt print........lololo. My dog puts butt prints on my carpet which gave me this idea.

                        No, really, this makes me sick to read where a disabled person with no arms gets treated in such a way. Someone needs to be reprimanded for sure. How rude and inhumane.
                        Last edited by Michigan1951; 11-18-2009, 11:29 AM. Reason: addressed to JRScott
                        (first 341 10/14/09, cont'd 341 10/23/09) (12/14/09 last day to object) (341 Shows HELD w/tt report of no distribution 1/9/2010)
                        :clapping Discharged 1/25/2010 Case Closed 3/11/2010:D

                        Comment


                          #13
                          This older thread was promoted due to a spammer bumping it up.

                          Please do not add to very old threads. Read yes, but info may be out of date. AC
                          "To go bravely forward is to invite a miracle."

                          "Worry is the darkroom where negatives are formed."

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