As Debt Mounts, Bill Collectors Get Tough...

[Flamingo]

[Mary Irene]

This is actually a good thing because now someone will take notice of this and start regulating these debt buyers and debt collectors. Unfortunately, until now, they have carte blanche to say and do whatever they like. I was a victim of theirs 3 yrs ago. I know how horrible they can be. It took a large portion of the population being treated like this to make someone stand up and take notice. My biggest hope is that they will pass a law that says that debt buyers cannot collect more than they paid for the debt. This is the worst example of price gouging on earth.

[BigJohn]

AFNI, I have heard of them. About 4 years ago they tried collecting money from me. I sent them a letter asking for verification, never did get a reply.

[newbeginning]

Recently found out that my relatives have been getting calls from creditors. Is this legal? Apparently they are trying to "find" me, but I know for certain that I have spoken with some of them and they are quite aware of my whereabouts.

[Flamingo]

Recently found out that my relatives have been getting calls from creditors. Is this legal? Apparently they are trying to "find" me, but I know for certain that I have spoken with some of them and they are quite aware of my whereabouts.

On credit applications is a space that is required to be filled in giving name,address and phone number of a close relative that does not live with you. Whoever you filled in for that question can/will get contacted if your bill is not paid and they cannot contact you directly.

[Nicollette]

I had a problem with a collection agency named Bass & Associates located in FL. They would call and harass me several times a day. They would tell me things like, a sheriff will be at my door within the hour with a warrant; I would be charged with bank fraud, etc. They were trying to collect on a defaulted internet payday loan that I had. I filed complaints with the BBB and the Attorney General of FL. Bass & Associates response to the Attorney General was, "we never threaten, or try to scare debtors into paying." Of course, that was a lie. I never heard anything else from them once the Attorney General contacted them. I've also heard they may have been shut down.

[Bell30656]

The solution to avoid them calling your relatives is to answer the phone verifying that it is you but that you do not wish to discus the debt. They'll call back tomorrow but if they can reach you they can't call your friends/relatives.