No Job, No BK?

[kjonyou]

On another note, if your totally unemployed, have no assets, no house, just a car loan, assuming this passes the means test, what will they do if you cant pay anything they rule you must pay?

[keepmine]

If you can't pay any debt that was not discharged, the creditors may proceed with normal collection activity.
If you can pay your car loan, the lender can repo it and then try and collect a deficiency balance.