Here is my question. My chp 13 was started to save my car last year. my car loan was over and chase sent me a BOGUS final bill of 5000.00 as a last payment for my car note. I only owed 2500 according to my records but they attached a bunch of ridiculous fees.
So in order to save my car i had to avoid the repo as I did not have a fulltime job or any savings to pay a 5000 final bill.
Now that life is better I prefer not to be in a CHP 13 and allow my case to be dismissed.
I can pay off Chase once the case is dismissed. I don't have a auto loan anylonger with the company. Its a final bill from last year.
I want to know if it will be days, weeks or a month before the calls or repo efforts come in
or is it reasonable to call them now and start negotiating a pay off amount prior to the motion to dismiss date next month.
So in order to save my car i had to avoid the repo as I did not have a fulltime job or any savings to pay a 5000 final bill.
Now that life is better I prefer not to be in a CHP 13 and allow my case to be dismissed.
I can pay off Chase once the case is dismissed. I don't have a auto loan anylonger with the company. Its a final bill from last year.
I want to know if it will be days, weeks or a month before the calls or repo efforts come in
or is it reasonable to call them now and start negotiating a pay off amount prior to the motion to dismiss date next month.