Stopping repssession

[Rollbonz]

Does hiring an attorney stop the process of repossession of my vehicle . and can they make the lender contact the local motor vehicle dept to allow the renewal of the license tags?

[DesdemonaB]

Hi Rollbonz

No hiring an attorney does not stop a repossession, you can direct any calls and written communication to the attorney, they might be able to stall the repo but automatic stay does not go effect till you file with the courts.

I personally haven't heard of a lien holder preventing a renewal of plates, but I live in Michigan. In our state you can't renew your drivers license if you are in the rears of any child support, but that doesn't stop you from renewing a plate. That's way too much state revenue for your DMV to lose, IMHO.

[catleg]

Be aware that many repo menu use automated license readers to find cars, so you'd have to obscure your plates wherever you park to hide a car from them. Best place is your garage or behind a locked gate, they cannot disturb the peace to repo a vehicle. Once they've gotten the car hooked up, however, you cannot disturb the peace to prevent them either.

[jetsfan2010]

what are automatic license readers?

[DesdemonaB]

what are automatic license readers?

High-speed digital cameras mounted on the hood and trunk of a vehicle that snap pictures of license plates while passing other vehicles, even at 80 miles per hour. Photos of the plates (including the time the photo was taken and the car’s GPS coordinates) instantly pop up on a laptop computer inside the repo man’s vehicle. Optical character recognition software converts the plate numbers to text.

The process gets more technical: the plate numbers are checked against an encrypted database of delinquent cars, compiled from lenders and stored on the computer, which is refreshed continuously using a wireless link.In most cases, the license plates photographed are attached to cars with no payment problems. But when a plate on a wanted list is found, the computer screen displays further information, including the make and model, its vehicle identification number, or VIN, and the name of the lender. The data is used to confirm that the right car has been found — scofflaws sometimes swap license plates, for instance.

It's used a lot in cities where parking structures and large parking lots are the primary parking for a vehicle (think NY and NJ). I saw it on one of those repo reality shows they used to find a vehicle in a stacked parking structure that held over 600 cars within 10 minutes.