Hi all, just a little background into my situation:
I have a 2008 Saturn Vue that is financed through GMAC/Ally. I'm one payment behind right now and soon to be 1.5 payments behind. In the past, as soon as I was 1 day late, I would start receiving collection calls. In the past month or so, I haven't heard a peep. The only letter I've received has been one for a $21 late fee that I hadn't paid. This all makes me very nervous. I feel like I'm going to wake up one morning, look out the window and see that my car is gone. As it is, I jump and look out the window any time I hear a large truck driving by.
I am in the process of getting my bk paperwork together. I have an attorney and thanks to a legal plan at work, all I will have to pay are the actual court costs for the bk.
This all just makes me very nervous, because I need a car to get to work. I do plan to let the car go in the bk, but if it gets repo'd before I can get a beater car to replace it, I'm screwed! Any thoughts or suggestions?
A
I have a 2008 Saturn Vue that is financed through GMAC/Ally. I'm one payment behind right now and soon to be 1.5 payments behind. In the past, as soon as I was 1 day late, I would start receiving collection calls. In the past month or so, I haven't heard a peep. The only letter I've received has been one for a $21 late fee that I hadn't paid. This all makes me very nervous. I feel like I'm going to wake up one morning, look out the window and see that my car is gone. As it is, I jump and look out the window any time I hear a large truck driving by.
I am in the process of getting my bk paperwork together. I have an attorney and thanks to a legal plan at work, all I will have to pay are the actual court costs for the bk.
This all just makes me very nervous, because I need a car to get to work. I do plan to let the car go in the bk, but if it gets repo'd before I can get a beater car to replace it, I'm screwed! Any thoughts or suggestions?
A
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