Hi,
My husband and I filed chap 13 in Feb 2009. We made the 1st 5 payments with no problems. Unfortunately, my huusband lost his job, therefore we were not able to maintain the payments. My lawyer was informed as soon as my husband lost his job. I was told that no adjustments could be made , that we would have to wait to have our case dismissed and refile. So we were waiting. In the meantime, we get a letter from the car finance company saying they wanted the entire balance due on the car, or they were going to reposs it. Well, they came to reposs it, but was unable to get it. Since then our case has been dismissed and we have filed chap 13 again(last week). The lawyer said that they contacted the car company to let them know that we have filed again. I need to know how can I find out if it is safe to drive my car again. Is there a chance that the car be repossed, even though we have refiled? Can my lawyer contact the car finance company to find out if it is safe for me to drive?
Thank you.
My husband and I filed chap 13 in Feb 2009. We made the 1st 5 payments with no problems. Unfortunately, my huusband lost his job, therefore we were not able to maintain the payments. My lawyer was informed as soon as my husband lost his job. I was told that no adjustments could be made , that we would have to wait to have our case dismissed and refile. So we were waiting. In the meantime, we get a letter from the car finance company saying they wanted the entire balance due on the car, or they were going to reposs it. Well, they came to reposs it, but was unable to get it. Since then our case has been dismissed and we have filed chap 13 again(last week). The lawyer said that they contacted the car company to let them know that we have filed again. I need to know how can I find out if it is safe to drive my car again. Is there a chance that the car be repossed, even though we have refiled? Can my lawyer contact the car finance company to find out if it is safe for me to drive?
Thank you.