Redeeming a vehicle that is late on payments - Nolo says no?

[sojumbly]

Does anyone know why Nolo says the following?

"In Chapter 7 bankruptcy, you must decide what to do with your secured debts. If you are not current on your payments, you will probably lose the property." http://www.nolo.com/legal-encycloped...ankruptcy.html

I don't understand why being up-to-date on payments would help with regard to redemption, as long as the redemption process plays out before a relief from stay is granted. Am I missing something?

Anyone have an opinion?