Help! Help!

[jenra27]

Recieved Judgement. Looking into Chapter 7. Expecting $7200 in First time homebuyers credit and u guessed it... I owe have to my sister for closing cost. How do I get this check cashed without it being trace to me? Can't believe that expecting this money is making more trouble for file the chapter 7. Also I recieve diability and work P/t. Any suggestions how to deal with this situation? Offer settlement.. My brain is fried. Any help would be so greatfully appreciated!!!!!!!! Jenra

[ForumReader]

Recieved Judgement. Looking into Chapter 7. Expecting $7200 in First time homebuyers credit and u guessed it... I owe have to my sister for closing cost. How do I get this check cashed without it being trace to me? Can't believe that expecting this money is making more trouble for file the chapter 7. Also I recieve diability and work P/t. Any suggestions how to deal with this situation? Offer settlement.. My brain is fried. Any help would be so greatfully appreciated!!!!!!!! Jenra

Have you recently purchased a home and then looking into filing for CH 7 after receiving judgement? You might want to talk to several BK attorneys through free consultations in your area. Most of them offer free consults. Good luck.

[SMinGA]

Seek legal counsel - get 2-3 opinions.

First things first, however, if you are leading up to a ch. 7 filing do NOT repay debts to friends, family. Could bring them into your bankruptcy when the trustee demands they repay that money so it can go to your creditors.