I was discharged from my ch7 last November. A couple weeks ago my fiance' had a situation where his ex had access to HIS seperate bank account online. She called asking what the money was. (sigh) It was not money he was hiding or anything like that, just so you know.
He had taken his info off of their joint account and she was supposed to close it and they were to reopen seperate accounts. He held up his end of the bargain and she didn't. When opening this account he even spoke with the branch manager and asked if he opened the account would there be any way at all that his new account would inadvertently link to their old account since his social security number was in their system previously. They assured him over and over again this wouldn't happen. WELL it DID happen! He had even called to verify the accounts were not linked and was told they were not.
Soooooo, he closed his account and we opened another one in my name and he deposited all of his checking and savings into my name for now.
Will this money that really isn't mine, but now is in my name cause me any problems??? So frustrating. We were going to just close it and go to another bank, but the manager said if I opened an account, we'd get $200. So, I figured, why not? I totally wasn't thinking it could possibly affect my bk in any way until that evening and I started freaking out. Figured the money's in my name now, damage done. Is there any damage to having done this???
I really hope not. I've been unemployed now for well over a year and have no income at all, had to walk away from my home that was included in the bk and just want to know if this money in my name now is anything I should be concerned about. We are going to close the account and transfer the money back in his name (at a completely different company) after the $200 is credited. I don't feel comfortable having that much money in my name. Especially when it's not mine. Yes, we are getting married, but until then, I don't consider the money mine, he doesn't care at all.
Thanks for any advice. I haven't been on here in a few months.
He had taken his info off of their joint account and she was supposed to close it and they were to reopen seperate accounts. He held up his end of the bargain and she didn't. When opening this account he even spoke with the branch manager and asked if he opened the account would there be any way at all that his new account would inadvertently link to their old account since his social security number was in their system previously. They assured him over and over again this wouldn't happen. WELL it DID happen! He had even called to verify the accounts were not linked and was told they were not.
Soooooo, he closed his account and we opened another one in my name and he deposited all of his checking and savings into my name for now.
Will this money that really isn't mine, but now is in my name cause me any problems??? So frustrating. We were going to just close it and go to another bank, but the manager said if I opened an account, we'd get $200. So, I figured, why not? I totally wasn't thinking it could possibly affect my bk in any way until that evening and I started freaking out. Figured the money's in my name now, damage done. Is there any damage to having done this???
I really hope not. I've been unemployed now for well over a year and have no income at all, had to walk away from my home that was included in the bk and just want to know if this money in my name now is anything I should be concerned about. We are going to close the account and transfer the money back in his name (at a completely different company) after the $200 is credited. I don't feel comfortable having that much money in my name. Especially when it's not mine. Yes, we are getting married, but until then, I don't consider the money mine, he doesn't care at all.
Thanks for any advice. I haven't been on here in a few months.
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