Would it be wise to give my son money BEFORE the discharge occurs

[Michigan1951]

Since Christmas is coming and all, is a bad idea to write my son a check for him to spend on him, wife, and my two grandsons? It is a far cry from what I use to CHARGE on gifts, but does that make any difference?

I am concerned about "insider,conveyance,preferential payments, etc."
Just want to hear what other bk readers might think, or what they are doing for gift giving this holiday season while waiting for case to discharge/close.

[lrprn]

After you've filed Ch 7 or Ch 13 you can give cash or a check to whoever you want before your discharge.

The only time giving money to an insider can be a problem is if you do it within a year before you actually file.

[Michigan1951]

Okay, thanks. Last question now.
This answer you gave made me try to think back a year even. I don't think I did anything like this, but what would cause a look back to 1 year then?

[LALADY]

Bankruptcy rules require it.

[mtbc]

You'll see on the statement of affairs questions exactly about payments to insiders over the past year -- both loan payments and gifts. Of course, if you're doing it with cash you had when you filed, where possible it's probably better to avoid spending it before the court agrees you can keep it (trustee is happy after 341, or whatever).