Creditor Account Number problem

[yepitme]

I wanted to know if the last 4 digits of my account number for a creditor are absolutely needed. I have pulled up all of my credit report and on a couple there is no account # at all or it shows all the numbers except for the last 4 (exp 12345****) I've been told i can either write as much of the account number that i know or just the last 4 that show (exp *345) Anyone have any tips. I tried calling one company and they gave me a really hard time retrieving my full account number.

[frogger]

It's great to have the account numbers, but provided you have listed the creditor, you have done enough of the job to make it happen.

[AngelinaCatHub]

The name and address of a creditor is what is important. I don't believe we supplied any account numbers. The fact of the matter is you are supplying the "suggestion of Bankruptcy" notice to them. They have the option to object at a 341 but don't usually take it. They WILL look you up because they have to stop billing you, or calling you. 'Hub

[justbroke]

The creditor gets your full SSN and address. It is up to them to locate ensure that they have located your account number. I too used my credit report for some things where the full account number is not listed. I put just the last four from the credit report, even though the report didn't include the last four (for those accounts which I did not know the account number).