HELP! Meeting of Creditors Tomorrow Afternoon.

[AngelinaCat]

To the rest of you: shame on you. the misinformation provided and snide answers were neither helpful or remotely close to constructive criticism. If you don't like the question - move on.

I am sorry you may not have agreed with the advice posted to you, but you are entitled to you opinion, and the various members here are entitled to theirs.

You are welcome here at any time.

However, if you don't like the advice provided here, you are free to move on as well….

[AngelinaCatHub]

First,
Thanks to LadyInTheRed for providing the information I needed. I found my Social card early this morning, the 343 meeting was uneventful and lasted maybe 3 minutes.

To the rest of you: shame on you. the misinformation provided and snide answers were neither helpful or remotely close to constructive criticism. If you don't like the question - move on.

There is an Automatic Stay for the first 30 days of a subsequent filing. That can be continued longer if the BK Judge grants a motion requesting. We are well within the 30 days and the particular creditor I mentioned now has warrants for his arrest in two different states at the state level and we'll see how my motion turns out today on the Federal Level.

AND, as I read back, you my friend will go down in flames with your self conceit, and egotism. We all divy out our parcel of life called time to help scum like you who wish to work the system in your cheapest way, then chide us for our efforts. As for me, you are dead meat. I admit, I have just broken a forum rule. You deserve it and I'll take the hit for it. bye and I wish you well. 'Hub

EDIT: BTW, it's called a section 341 meeting, Mr. Lawyer.

[wirelessdog]

Posts like the one above are the reason I reacted as I did. My question was asked, answered and the majority of members here are mature and have been extremely helpful which I am grateful for - its frankly been a lifesaver. We've since had mature, adult conversation only to be interrupted by the wildcard seeking attention.

[OhioFiler]

Sorry, dog, but you can't ask for help then dismiss it with "shame on you, your advice was not helpful". If you don't like the advice, ignore it but have enough courtesy to thank the posters who offer the help.

My stance remains firm. Some people are not prepared for pro se filings.

Your continued questions of significance after you filed are indicitive of my point. Your lack of knowledge of the schedule (and name) of the 341 meeting is proof. You offer several red flags that allow me to question your preparation. However, even after making my point, I offered you helpful advice regarding the creditor pursuing you.

You also failed to answer my question. Have you completed your two required courses?

[wirelessdog]

The first course has been completed and was filed with the filing yes. The second, no. It has only been 28 days since the original filing. I will complete it as required.

I paid a preparation company to prepare the paperwork for the filing. I failed to pay close attention to what I was receiving in the mail. Shame on me. I didn't figure they would schedule the 341 hearing within 30 days of the original filing.

I was in a rush and a panic once I realized when the 341 meeting was scheduled for. I'm sorry I didn't get the numbers and words correct. I don't think anyone misunderstood the question though because of my mistake.

You are correct in one point, I was not prepared to manually prepare everything and file pro se. I believe I can effectively navigate this with some help since the filing is without error or deficiency.

I agree, some people are not prepared for pro se filings.

I am thankful for those who sincerely tried to help. After reviewing all the answers, it appears everyone was indeed trying to help except for one poster. I will just choose not to engage that poster in the future.

I apologize for offending those on this forum. Kudos to those trying to help. Shame on the one who offered nothing constructive and appears to be nothing more than a Troll. Before someone calls me out on that, I spent an hour this morning reading posts from that member and came to my conclusion after seeing how she treats everyone, not just me.

[OhioFiler]

I apologize for offending those on this forum. Kudos to those trying to help. Shame on the one who offered nothing constructive and appears to be nothing more than a Troll. Before someone calls me out on that, I spent an hour this morning reading posts from that member and came to my conclusion after seeing how she treats everyone, not just me.

You should be a little more clear here who you are referring to with your conclusion. I've been around these forums off and on for 3 years and I've never seen this poster you describe as a Troll. So who are you complaining about?

After your hour of research into a specific poster's history did you learn anything about your bankruptcy concerns? I believe your research hour could have been better spent looking into options for your post-filing course or working diligently to get your boarded up business reopened.

Best of luck to you!

[justbroke]

I would get the Financial Management course out of the way as quickly as possible. Official Form B23 needs to be filed along with that form prior to the dischargeability complaint date (60 days past the first scheduled 341 Meeting). Too many "forget" about this and have their case dismissed!

As I learn more about your case, through postings, I see more areas of concern for me. The LLC issue is special. The creditor may not have violated the automatic stay, although the creditor probably violated various laws regarding breaking and entering upon a premise to commit a felony --- which is a totally different part of the law and would be in State criminal court. This is not legal advice, but you'd need to prove that they somehow violated the automatic stay in your personal bankruptcy by entering upon the premises of an LLC of which you declared (here) that you have a 10% interest. (It will be interesting when the evidenciary hearing is held and what you'll present.)

It's getting complex. I'm really interested in hearing about the 341 Meeting and how the Trustee felt about the LLC.

[LadyInTheRed]

Posts like the one above are the reason I reacted as I did. My question was asked, answered and the majority of members here are mature and have been extremely helpful which I am grateful for - its frankly been a lifesaver. We've since had mature, adult conversation only to be interrupted by the wildcard seeking attention.

wirelessdog, AngelienaCatHub was out of line. He knowingly broke a rule against personal attacks and will be placed on a temporary ban. But, before that post, there were no other posts that were out of line. I know you've acknowledged that for the most part, but the same is true even of 'Hub's earlier post. Everybody who responds to questions on bkforum, including 'Hub, does so out of a sincere desire to help others. We give information based on our experiences and oftentimes what we have read on this board. If you believe somebody provided incorrect information, by all means say so in a respectful manner and be ready to support your position. We all make mistakes sometimes and depend on others to speak up to correct us when we do. If you simply don't like the kind of advice you get, move on. Insulting several people because you don't like the advice you were given is going to get negative reactions.

'Hub is a long time and valuable contributor to this board, not a troll. If he were a troll, he would have been banned long ago. To the contrary, he will be missed even during a short and deserved ban.

I am glad I was able to help you. But, I thought some of the same things other posters said. I decided to ignore that for the time being and try to help you get you past your immediate issue. But, my plan was to say more later. One way we help people on this board is to give them big doses of reality when needed. You already had one Chap 7 dismissed for deficiency. You filed again and didn't know your 341 date. You must have known you would have a 341. Why would you go 30 days without trying to find out what the date was? A prose filer must be more protactive than that. You can't afford to ignore your mail. There is nobody else watching out for you. If you look at it objectively, I don't think you can honestly blame people for thinking you may not have what it takes to get through BK as a pro se filer. That's not an insult. It's a tough task to take on and not everybody has the skill set to do it successfully.

We call it like we see it on this board. When we think somebody is getting in over their head, we tell them. Many have later been thankful for the wake up call.

Your last post is appreciated, other than your incorrect assessment of 'Hub. I suspect that if you read more on these forums, your opinion of him will improve.

I hope you prove to us all that our initial impressions of your ability to get through a prose filing were wrong. No one wants to see your case get dismissed.

I'm going to close this thread because it's original purpose has been met and the negative portions of it need to be put to rest.

Please start a new thread or two if you have more questions regarding your relief from stay motion, LLC and other issues. Your experience will help others. That's what makes bkforum work.