Hi everyone,
I filed in May 2011 and just had my 341 mtg yesterday and I thought I could finally just sit and wait. Today, I received a call from a law firm called McGuire & Hummel saying that the payday loan I took out with a creditor back in 2010 is not dischargeable in BK and says that I am attempting to defraud them, etc etc. He stated that an affidavit is going to be filed in my county and it scared the hell out of me.
What does this mean? Is he lying or telling the truth??? He basically told me that the debt needed to be repayed without it escalating so I caved and gave my bank info, however now I am worried because will this put my bk at risk?
I know it was stupid for me to give my info, but at the same time, when I hear the word "fraud" it scares me. -- HELP!!!
I filed in May 2011 and just had my 341 mtg yesterday and I thought I could finally just sit and wait. Today, I received a call from a law firm called McGuire & Hummel saying that the payday loan I took out with a creditor back in 2010 is not dischargeable in BK and says that I am attempting to defraud them, etc etc. He stated that an affidavit is going to be filed in my county and it scared the hell out of me.
What does this mean? Is he lying or telling the truth??? He basically told me that the debt needed to be repayed without it escalating so I caved and gave my bank info, however now I am worried because will this put my bk at risk?
I know it was stupid for me to give my info, but at the same time, when I hear the word "fraud" it scares me. -- HELP!!!
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