1 Year after 341 all good in my life

[OnTheRocks]

I had my 341 December 2009, was case closed in February 2010. It was very very stressful and confusing, and I had a simple case compared to most. I wanted to post let you know how it worked out for me, might give some of you hope/encouragement.

I went to visit relatives out of state and ended up moving there. I get lots of credit offers, mostly from slimy used car dealers, a few for evil credit cards. I rip em all up. I'm living strictly cash, it aint easy, but I'm living within my means and not going in debt. I have no plans to ever use credit ever again. Big purchases are out of the question now but that's OK, I have what I "need" and don't need what I only "want".

I'm happy, BK provided me the financial relief I needed and got my life back on track. I'm no longer stressed like before, not even 1/10th. I also learned my lesson about living within my means, which my Father tried to instill in me, but which I ignored, thinking I knew better. This was my 2nd BK so I'm glad to have finally learned my lesson and swear i will always live within my means and NO MORE CREDIT!!!! LOL

Good luck to all of you and God bless this forum.

[chicagoannie]

Thanks for the inspirational post, OnTheRocks. You are exactly one year ahead of me. I hope I'll be making similar comments this time next year!

[lookinupn09]

OnThe Rocks,
Cash is the way! Life looks good! Best of luck to you and keep on posting the good stuff. This forum works!

[mommi2many]

Thanks for sharing your story. You've got the right attitude.