Does Codebtor Need to File Jointly With Me?

[wsvance]

I had a joint bank account charged off awhile ago and I'm including it in Schedule F.

1) Will he need to be present at my hearing?

2) Does he have to be a joint filer on my petition?

3) Will it take the debt entirely away should it be discharged or will it just remove my responsibility?

[free2breathe]

He doesn't need to be present, nor does he need to be a joint filer on your petition. Your obligation to the debt will be discharged in bankruptcy, but your co-debtor will still be 100% responsible for the debt.

[wsvance]

Perfect, thank you.

[Craig316]

I'm not an attorney, but based on the paperwork I filed, you just need to list him as a codebtor. I filed without my wife, and she was a codebtor. She didn't attend the hearing, and her name was never brought up.

[frogger]

He doesn't need to be present, nor does he need to be a joint filer on your petition. Your obligation to the debt will be discharged in bankruptcy, but your co-debtor will still be 100% responsible for the debt.

Correct.