Questions on Petition
Hi, I have a few more questions just to make sure I'm on the right page.
1-On Schedule I-Current Income of Individual Debtors
I'm an independent contractor so not employed. I put "Independent Contractor" for Occupation. Client: xyz for Employer. 8 months for for how long employed and for Address of employer, I just listed the website that i send content to. Does that sound ok?
2-On same schedule I, on line 1 it says current monthly gross wages etc. On this line I just put what I anticipate making each month correct? This isn't where I take the past six months and divide by six months?
Then moving on to Schedule J-Current Expenditures of Individual Debtors
1-I have student loans on deferment that are scheduled to come off in Jan but I'm filing in Dec. Can I put that monthly payment on?
2-I have two friends petitions that I am using as a partial guide and I have the NOLO book. Both friends petition have the expenses equal EXACTLY their income. Is this common practice?
CHAPTER 7 STATEMENT OF CURRENT MONTHLY INCOME
AND MEANS-TEST CALCULATION
1-If I work as an independent contractor but do not have a business per se.. I just file taxes with my social security number and name, would I enter my average earning in box 3 under wages etc or box 4-as a business owner?
Other:
1-If I am not reaffirming any debt do I need to fill out a Statement of Intention?
Thanks for any answers. I'm sure I'll have more but trying to go one step at a time.
1-On Schedule I-Current Income of Individual Debtors
I'm an independent contractor so not employed. I put "Independent Contractor" for Occupation. Client: xyz for Employer. 8 months for for how long employed and for Address of employer, I just listed the website that i send content to. Does that sound ok?
2-On same schedule I, on line 1 it says current monthly gross wages etc. On this line I just put what I anticipate making each month correct? This isn't where I take the past six months and divide by six months?
Then moving on to Schedule J-Current Expenditures of Individual Debtors
1-I have student loans on deferment that are scheduled to come off in Jan but I'm filing in Dec. Can I put that monthly payment on?
2-I have two friends petitions that I am using as a partial guide and I have the NOLO book. Both friends petition have the expenses equal EXACTLY their income. Is this common practice?
CHAPTER 7 STATEMENT OF CURRENT MONTHLY INCOME
AND MEANS-TEST CALCULATION
1-If I work as an independent contractor but do not have a business per se.. I just file taxes with my social security number and name, would I enter my average earning in box 3 under wages etc or box 4-as a business owner?
Other:
1-If I am not reaffirming any debt do I need to fill out a Statement of Intention?
Thanks for any answers. I'm sure I'll have more but trying to go one step at a time.