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I
Me: All the debt is in my name
T: Did you use any of these credit cards to buy household items?
Me: I haven't used those cards in 2 years
T: That's not what I asked you
Me: I probably bought some household items with them.
Is it common for the trustee to ask about charges that are 2 years old? How old does a charge or cash advance have to be in order to be insulated from trustee inquiry?
Ryan
SOFARGONE QUOTE
"T: Did you use any of these credit cards to buy household items?
Me: I haven't used those cards in 2 years
T: That's not what I asked you
Me: I probably bought some household items with them."
QUESTION: Hope it's OK that I jump in here with an inquiry about the credit card charges. Is it common that a trustee would ask about a 2-year-old credit card charge? Is it b/c the trustee was looking to liquidate items you may have purchased? What if it had been a cash advance that you'd lived on or put into improving your home? I thought charges of a "certain age" were exempt from inquiry. Am I wrong? Would it be different in a Chpt 7?
Thanks,
Ryan
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