well....

[felice]

i decided not to sign the re-affirmation agreement with cap one auto...i have 18 months left on the loan, currently i am behind about 14 days as of today but im going to pay that soon and just keep paying on the car..becuz of a previous failed chap 13 bk cap one charged off the loan, so they had not been reporting anything even though i kept the loan and have been making pmts ever since this happened, it looks like there is this huge balance owed on it(which i have disputed with all 3 cb's) and that nothing is being paid on it. so i figure i do the ride thru..keep payin on it then hopefully in march after rebuilding my credit with a few credit cards go apply for another loan. im hoping to be discharged october or november...i had 2 previous loans that were never late and show on my report as paid as agreed, hoping this helps my next car situation.. (sigh)

[mommi2many]

Good luck! I hope all goes well for you.