I'm self employed and filing Chapter 13, and I understand that the court needs my previous six months of business income and expenses. Problem is, my income is semi seasonal and drops off considerably in November/December/January, while July & August are my biggest income months (and also my biggest expense months, too, but not enough to completely offset the extra income).
Is there anyway to request the court to take this into consideration and look at 12 months of income? Because if I calculate my income from February-July, it looks like I make around $3-4k/year more than if you look at the 12 months, which then gets put into the plan even though the money really isn't *there*.
Is there anyway to request the court to take this into consideration and look at 12 months of income? Because if I calculate my income from February-July, it looks like I make around $3-4k/year more than if you look at the 12 months, which then gets put into the plan even though the money really isn't *there*.
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