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Schedule J what do you think am I good?

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    Schedule J what do you think am I good?

    home-----1207.13
    elec/gas----282
    water/sewer---44.50
    phone-----72.69
    other/cable, trash---85.00
    home maint.-----50
    food-----450
    laundry----15
    medical-----100
    transportation--250

    Insurance:
    health------334.69
    auto-----118.17

    Install payments:
    car-----264.95


    Aver. monthly expenses-----3319.13
    aver. monthly income-------3376.62

    Monthly net income-----57.49

    Household size of three and past the means test... think im good here?

    #2
    Food is woefully low for a family of three, if you ask me. Other than that, combined with you being under the median to start with... I see no issues. I'm assuming the home is one that you own and that's the entire PITI (principle, interest, taxes and insurance) amount. Are you surrendering the home or doing a retain and pay?
    Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
    Status: (Auto) Discharged and Closed! 5/10
    Visit My BKForum Blog: justbroke's Blog

    Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

    Comment


      #3
      The children don't live with the OP full time, right? So ... maybe/maybe not on the food. I'm wondering if that question was resolved, as to whether or not you can claim them?

      Comment

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