Well, went outside and my approved modification package was on the front porch! They rolled all my arrears into the note. There's a "Mortgage Modification" document that is in recordable form that will be recorded. I just need to get that notarized. I was told that I don't have to reaffirm in order for this package to stick. The only thing interesting in the package was the subordination stuff, but they hold both loans, so... they can subordinate the 2nd on their own.
There is no trial period! I keep hearing all the time about these 3 months of trial payments, but I think when you're in Chapter 7, they don't have time for trial payments. My modification is effective on April 16th.
There is no trial period! I keep hearing all the time about these 3 months of trial payments, but I think when you're in Chapter 7, they don't have time for trial payments. My modification is effective on April 16th.
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