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    Discharged awaiting closing

    Just checked PACER and Feb 22nd I was discharged. Still awaiting closing......not sure what that means exactly but think it's mostly over for me.

    I really am very grateful to this forum and everyone who contributes to it and has responded to my questions. Also like to thank the Mods who keep everything in order and have put up with me occasionally posting something incorrectly.

    I am working for cash these days and living out of my wallet is good. I will probably pursue credit in the future, but no plans to at present. This is my 2nd BK and I need to learn better money management skills first, I don't want to go through this again.

    I was worried Dell might give me some trouble as they might be considered secured....but not a peep. One of my lamest concerns was my airmiles. Well I still have them too.

    When I filed I had worries about lots of things and was under a lot of stress. I was brutally honest, I finally let go of everything and decided the Court could sort it out and I would abide by it. It was humbling. Yeah I made a few mistakes but I did alright.

    Thank You Everyone

    #2
    CONGRATULATIONS!!! What good news to start the week with!!!
    Here you go:



    "To go bravely forward is to invite a miracle."

    "Worry is the darkroom where negatives are formed."

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      #3
      Here is a link to a good post regarding what 'Close' is in a BK case:

      "To go bravely forward is to invite a miracle."

      "Worry is the darkroom where negatives are formed."

      Comment


        #4
        Very good news! You rock!
        Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
        Status: (Auto) Discharged and Closed! 5/10
        Visit My BKForum Blog: justbroke's Blog

        Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

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          #5
          Thanks AngelinaCat for the Victory Dance and the info on closing. As a simple no asset case I don't expect anything further. Thank you JB for your replies to mine and many other peoples concerns here in the Pro Se section and elsewhere. You have been invaluable.

          I feel good! Best wishes to everyone else using the forum.

          Comment


            #6
            Great news, OtR!! Enjoy your fresh, new financial start! Congrats!
            I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

            06/01/06 - Filed Ch 13
            06/28/06 - 341 Meeting
            07/18/06 - Confirmation Hearing - not confirmed, 3 objections
            10/05/06 - Hearing to resolve 2 trustee objections
            01/24/07 - Judge dismisses mortgage company objection
            09/27/07 - Confirmed at last!
            06/10/11 - Trustee confirms all payments made
            08/10/11 - DISCHARGED !

            10/02/11 - CASE CLOSED
            Countdown: 60 months paid, 0 months to go

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