Well I arrived at 9:00am for my 11:00am appointment so I saw lots of cases. The Trustee caught several people hiding assets and lying.
An asian couple represented by a very young asian lawyer started it off. They had no translator so the trustee phoned a translator service and they used mandarin. However I was suspicious as they had a business for 12 years in a predominantly english speaking area. So the trustee grilled them about 20 minutes, finally uncovering they had a hidden bank account they were making deposits to, then he found they had $45,000 in restaurent equipment they were leaving in a store they had shut down. The stuff was being given to the landlord but the trustee asked if landlord knew about the BK, answer was yes. Trustee asked for and recieved the key to the store right then and there. And alas, the guy suddenly started speaking perfect english. Scammer!
Next, he caught a couple that had $50,000 in shop equipment hidden in a storage locker. He got the location out of them, and phone number of the guy that owned the place. He found a $20,000 vehicle, and caught the wife in perjury. He told them he would recommend the UST deny their discharge.
Next, a couple had a business bringing in $17,000 a month, that took awhile, ...forget the outcome....was getting bored.
The trustee's favorite lines were, "put your cards on the table where I can see them, don't just show me", and my favorite, "This is NOT a discussion or debate!" Heard that last one several times.
Several with lawyers were continued. Several with good lawyers were out in 5-10 minutes. A lot of Pro Se'ers hadn't submitted their tax returns and were continued. I'd say maybe 1/3 to 1/2 of everyone got concluded right there.
I think it could be a good place for a single guy like me to meet women. I made eye contact with several and they all smiles at me as they walked out. Maybe we need a dating section on the forum, LOL. I might go back next week....(not)
Then he calls me and tells me first as I am pro se I have to fill out a form, which asks if you used a BPP, but the way it is worded, any help must be listed. I didn't use a BPP but did use a online site that I entered info in and it spitted out the paperwork. As it came out my bank account I listed it. He did a couple cases while I did my paper.
He asked a couple questions about that and said the amount charged was more than they allow and it went into a special pile. He laughed kindly at me sending in my tax returns late and in separate pages (not one continuous doc). I apologized for my lack of experience and he seemed to find it humorous. He then said case concluded. I quietly wished him a Merry Christmas (so others wouldn't hear) and he wished me one too.
So in the end, I was the quickest case he did in 3 hours (mine didn't come up till noon). I am SO happy!!! I will ensure I do the Debt Counseling next couple days! Mine was over within 3 minutes
I really could not have done it without this forum and the many people who have contributed and answered my sometimes lame questions. I am very grateful and appreciative of all help I have received.
Thank you everyone!! Thank you SO much!
An asian couple represented by a very young asian lawyer started it off. They had no translator so the trustee phoned a translator service and they used mandarin. However I was suspicious as they had a business for 12 years in a predominantly english speaking area. So the trustee grilled them about 20 minutes, finally uncovering they had a hidden bank account they were making deposits to, then he found they had $45,000 in restaurent equipment they were leaving in a store they had shut down. The stuff was being given to the landlord but the trustee asked if landlord knew about the BK, answer was yes. Trustee asked for and recieved the key to the store right then and there. And alas, the guy suddenly started speaking perfect english. Scammer!
Next, he caught a couple that had $50,000 in shop equipment hidden in a storage locker. He got the location out of them, and phone number of the guy that owned the place. He found a $20,000 vehicle, and caught the wife in perjury. He told them he would recommend the UST deny their discharge.
Next, a couple had a business bringing in $17,000 a month, that took awhile, ...forget the outcome....was getting bored.
The trustee's favorite lines were, "put your cards on the table where I can see them, don't just show me", and my favorite, "This is NOT a discussion or debate!" Heard that last one several times.
Several with lawyers were continued. Several with good lawyers were out in 5-10 minutes. A lot of Pro Se'ers hadn't submitted their tax returns and were continued. I'd say maybe 1/3 to 1/2 of everyone got concluded right there.
I think it could be a good place for a single guy like me to meet women. I made eye contact with several and they all smiles at me as they walked out. Maybe we need a dating section on the forum, LOL. I might go back next week....(not)
Then he calls me and tells me first as I am pro se I have to fill out a form, which asks if you used a BPP, but the way it is worded, any help must be listed. I didn't use a BPP but did use a online site that I entered info in and it spitted out the paperwork. As it came out my bank account I listed it. He did a couple cases while I did my paper.
He asked a couple questions about that and said the amount charged was more than they allow and it went into a special pile. He laughed kindly at me sending in my tax returns late and in separate pages (not one continuous doc). I apologized for my lack of experience and he seemed to find it humorous. He then said case concluded. I quietly wished him a Merry Christmas (so others wouldn't hear) and he wished me one too.
So in the end, I was the quickest case he did in 3 hours (mine didn't come up till noon). I am SO happy!!! I will ensure I do the Debt Counseling next couple days! Mine was over within 3 minutes
I really could not have done it without this forum and the many people who have contributed and answered my sometimes lame questions. I am very grateful and appreciative of all help I have received.
Thank you everyone!! Thank you SO much!
Bankruptcy Wizard
There is such a sense of entitlement for some people, that the don't believe the rules apply to them. They will come up with every excuse or try to justify their need to be uncooperative. 
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