On creditor matrix, how to list debts?

[bethgould]

oh goody!

Great, so I shouldn't worry that the couple online payday loan companies listed in my BK will cause a stink! Note: the payday loans are several years old, and I had paid them double or triple the loan amount in fees.

All Chapters of Bankruptcy may require claims to be filed. A creditor is not "required" to file a claim because it submits them to the jurisdiction of the Court.

Chapter 7, 9, 11, 12, and 13 all have a claims process.

[justbroke]

No, you don't need to worry about claims... unless they are inaccurate, at which point I'd tell you to object to them.

[tigergem]

Well I didn't see tigergem's sig, so call it a Blonde Moment or whatever. I have no assets for any creditor to get a piece of, so hopefully my Ch.7 will go smoothly. I'm still working on the forms & creditors matrix, and hope to file pro se later this month. Fingers crossed!

Oh sorry, yeah, I missed your question. Yes, I am in a Ch 13 and have had so far 4 creditors out of about 30 file proofs of claim. Three of which I am attacking. I mean objecting to, in one form or another. As I file those, I will post them. I have posted some questions about them that justbroke and some others responded to that have really helpful information in them - - if it comes to that for you.

One I just sent a letter to the creditor to have them correct their claim and cc'ed the trustee so that he is aware of the issue, and will file a motion for redaction as justbroke suggested. I am not objecting to the amount of the claim, but to the form of the claim, which contains my full medical record for a particular day. And the only reason I even bothered objecting to that (because it is not particularly embarrassing or anything) is because they are also showing a brand new shiny collection account on my credit report (a violation of the stay), so I fired both barrels.