Hey... I'm sorry I didn't find this forum earlier, I must have been stressed or blind, or both!!!
Prior to filing bankruptcy, I discussed my personal details with two financial advisor's who felt Chapter 7th was the advisable course. I spoke with several pro-bono legal agencies, and was denied services - because they saw no immediate gain.
I read a lot and decided to go ahead and file. Once my paperwork was done, I went to the court-house and visited the help desk. The attorney there, recommended a few small changes. I went ahead, made them, reprinted my papers, had a friend double check and filed!
A few days later, checking PACER (B9A) , I discovered a mistake on the Means Test!!!
I incorrectly clicked "the presumption arises" instead of "the presumption does not arise" - on the first page! However, on the form, I only completed sections 1-3, there, it shows that the presumption does not arise.
~~~
So, I'm trying to determine if I need to file an amendment or wait until the 341 meeting (which is 37 days away) ?
My initial instinct was to file an amendment, change the checkbox and move forward with my life. However, I couldn't find the form to file an amendment, and I wasn't use if it would really matter, because, it is clearly a "typo".
I figured that if I waited until the 341 meeting, and the document was examined, or when my trustee had a chance to review it, the error would be noticed, and corrected at that point.
~~~
I understand both options are valid, but I'm feeling horrified that I made a mistake, and that it's going to propagate through my case, and I wonder how that effects my 'reliability' (says the debtour =) )
So... experiences, ideas, comfort, anyone?
=)
Vic
Prior to filing bankruptcy, I discussed my personal details with two financial advisor's who felt Chapter 7th was the advisable course. I spoke with several pro-bono legal agencies, and was denied services - because they saw no immediate gain.
I read a lot and decided to go ahead and file. Once my paperwork was done, I went to the court-house and visited the help desk. The attorney there, recommended a few small changes. I went ahead, made them, reprinted my papers, had a friend double check and filed!
A few days later, checking PACER (B9A) , I discovered a mistake on the Means Test!!!
I incorrectly clicked "the presumption arises" instead of "the presumption does not arise" - on the first page! However, on the form, I only completed sections 1-3, there, it shows that the presumption does not arise.
~~~
So, I'm trying to determine if I need to file an amendment or wait until the 341 meeting (which is 37 days away) ?
My initial instinct was to file an amendment, change the checkbox and move forward with my life. However, I couldn't find the form to file an amendment, and I wasn't use if it would really matter, because, it is clearly a "typo".
I figured that if I waited until the 341 meeting, and the document was examined, or when my trustee had a chance to review it, the error would be noticed, and corrected at that point.
~~~
I understand both options are valid, but I'm feeling horrified that I made a mistake, and that it's going to propagate through my case, and I wonder how that effects my 'reliability' (says the debtour =) )
So... experiences, ideas, comfort, anyone?
=)
Vic
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