Since Countrywide is now Bank of America, which one should I list as my mortgage holder? The county register of deeds still shows my mortgage being held by Countrywide, but all letters, etc. that I receive for the mortgage are from Bank of America. Thanks.
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Chapter 13 Filed (Pro Se) - 9/30/09
Confirmation Date - 12/1/09
Stats - $1752/month, 29/36 completed, 4% to Unsecured, Lien Stripped 2nd Mortgage -
You list whichever you address your payments to. Countrywide is just owned by Bank of America, so it wouldn't matter if you used either name. Just make sure you have the right address.Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
Status: (Auto) Discharged and Closed! 5/10
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Any advice provided is not legal advice, but simply the musings of a fellow bankrupt. -
My opinion, put them both down as separate creditors with the same account numbers. Put the debt amount in the correct column for one, and in the other debt column use ( " ) ditto marks. Do not double the $ amounts obviously because it is only one debt, just two creditors.
On a side note, if you have an ex-wife / ex-husband who is on an credit card account who is not just an authorized user but a co-account holder, you will need to list your ex-spouse as a CREDITOR too.
08/ 3/09 - Filed Chapter 7 IN PRO SE, Central CA
09/21/09-341 Meeting, 10/28/09-Financial Mgt class
11/02/09 - Filed Form B23, may close on 11/20/09
12/03/09 - Received Notice of Discharge of DebtorComment
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