Thank you to everyone for your help and advice ! What a weight lifted !! Now we can begin the credit building process.
I have to tell yall that the car creditor made discharge day almost a nightmare but I am thankful it is over. I was 30 miles from home conducting an audit and I came out of the business to see the car hooked up. It was 3pm and the discharge had occurred that morning. We had planned to return the car but not like that. Since there was no public transportation in that city, I thought I was stranded. But I managed to find a code for uber, dowloaded the app and got a free ride home. The embarrassment now has me convinced to never have a car payment. Life happens and creditors don't care.
I have to tell yall that the car creditor made discharge day almost a nightmare but I am thankful it is over. I was 30 miles from home conducting an audit and I came out of the business to see the car hooked up. It was 3pm and the discharge had occurred that morning. We had planned to return the car but not like that. Since there was no public transportation in that city, I thought I was stranded. But I managed to find a code for uber, dowloaded the app and got a free ride home. The embarrassment now has me convinced to never have a car payment. Life happens and creditors don't care.
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