AAA Homeowners Insurance sent me to collections...what to do

[namartin3]

There's alot of topics about homeowners insurance, but I couldnt find one that quite answered my question, so i apologize if this has been covered.

Our house went to sheriff sale in 3/10 but our homeowers was paid through July. We didnt renew our policy after that. In september our redemption period ended and we filed for ch7 (house was included), and 2 weeks ago we were discharged.

Now, all of a sudden, we received a collection notice from AAA for $200 for our homeowners policy. Am I responsible for this? I never "technically" cancelled the policy but I never renewed it either. It was my impression that after the sheriff sale, it was no longer my responsibility.

Thanks in advance.

[goodyphilips]

I think you should have informed your insurance provider after the sheriff's sale that you no longer own the house. i do not think you should pay for the insurance of the house you no longer own.