Well, we got the first draft from our attorney this last week... a few issues that make me nervous.
1. He spells my wifes name wrong in multiple places throughout the document, even though it is printed correctly on the first page of the packet he sent.
2. He used last years median income figures
3. He asked for account numbers for savings accounts that he already had... and he asked for them for the wrong bank... even though he had the bank statements.
4. He put down as the balance of my checking account the amount shown at the end of the last bank statement that I gave him... which closes 2 days after my mid-month payday, so it shows a $3000 blance. So he's saying we have $3000 in our checking account even though if we file 2 days BEFORE I get paid we'll have less than $100 in the account.
5. He warns me that my boat won't be covered by exemptions.... even though I'm upside down on it by about $2000.... and I'm giving it back to the bank anyway.
I can very much tell that his secretary did all the filling out of our documents and he must have barely glanced at them before sending them to us. I sure hope that he plans on looking at them a bit closer before we actually file!
I sent off these changes (and a bunch of other, smaller stuff) today... I'm hoping that we'll be able to file right about August 11 or 14... that way our account will be empty.
I'm REALLY wanting to get this thing moving. I'm glad we were able to hold out as long as we have since it means that our last credit charge of any significant size was almost a year ago, but I'm ready for all this to be done.
1. He spells my wifes name wrong in multiple places throughout the document, even though it is printed correctly on the first page of the packet he sent.
2. He used last years median income figures
3. He asked for account numbers for savings accounts that he already had... and he asked for them for the wrong bank... even though he had the bank statements.
4. He put down as the balance of my checking account the amount shown at the end of the last bank statement that I gave him... which closes 2 days after my mid-month payday, so it shows a $3000 blance. So he's saying we have $3000 in our checking account even though if we file 2 days BEFORE I get paid we'll have less than $100 in the account.
5. He warns me that my boat won't be covered by exemptions.... even though I'm upside down on it by about $2000.... and I'm giving it back to the bank anyway.
I can very much tell that his secretary did all the filling out of our documents and he must have barely glanced at them before sending them to us. I sure hope that he plans on looking at them a bit closer before we actually file!
I sent off these changes (and a bunch of other, smaller stuff) today... I'm hoping that we'll be able to file right about August 11 or 14... that way our account will be empty.
I'm REALLY wanting to get this thing moving. I'm glad we were able to hold out as long as we have since it means that our last credit charge of any significant size was almost a year ago, but I'm ready for all this to be done.
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