My ex-husband has left me in a state of MVA purgatory. After our divorce he did not change ownership of several automobiles and trailers that he took as part of our divorce agreement. 2 trucks , a car, and 2 boat trailers that he has still have my name as either primary or secondary owner. NONE of the vehicles are drivable and one has been sold for scrap. I have record of me trying and pleading with him over the last 3 and a half years to change title ownership but he will no cooperate. It's just the way he does stuff...by not doing stuff.
Anyway he had an insurance lapse.... after he had a nearly fatal motorcycle accident and was in the trauma center his insurance lapsed. There was a 2 month span where he didn't pay his car insurance so the MVA put a flag on all registered vehicles with his name on them. Some of the titles had my name on them as well so the flag extended to me . As a result I have not been able to re-register my cars since April 2013 (it is 9/10/14 today). I have been pulled over by police 7 times, had one car impounded, been arrested by mistake when a judge signed a bench warrant for a failure to appear after I got another 'Driving on unregistered tags' ticket when I was involved in an accident (not my fault) last year. I never got notice of the violation because I had moved 3x in the 6 month interim and summonses do not get forwarded.
The MVA is less than sympathetic. They want their $6,800+ in fines and will not let me register my vehicles or even change my name and address until it's paid.
So fast forward to me filing BK on 8/20...I am getting mixed opinions from my lawyers and the MVA and online research. Some say the fine may be discharged (the MVA was listed as a creditor in my bk schedule). Some say not, but that the flag MAY be lifted for a period of time allowing me to re-register and get everything legal before making re-payment arrangements with the MVA.
Does anyone have any actual experience with what happens to MVA fines and flags during BK??
Anyway he had an insurance lapse.... after he had a nearly fatal motorcycle accident and was in the trauma center his insurance lapsed. There was a 2 month span where he didn't pay his car insurance so the MVA put a flag on all registered vehicles with his name on them. Some of the titles had my name on them as well so the flag extended to me . As a result I have not been able to re-register my cars since April 2013 (it is 9/10/14 today). I have been pulled over by police 7 times, had one car impounded, been arrested by mistake when a judge signed a bench warrant for a failure to appear after I got another 'Driving on unregistered tags' ticket when I was involved in an accident (not my fault) last year. I never got notice of the violation because I had moved 3x in the 6 month interim and summonses do not get forwarded.
The MVA is less than sympathetic. They want their $6,800+ in fines and will not let me register my vehicles or even change my name and address until it's paid.
So fast forward to me filing BK on 8/20...I am getting mixed opinions from my lawyers and the MVA and online research. Some say the fine may be discharged (the MVA was listed as a creditor in my bk schedule). Some say not, but that the flag MAY be lifted for a period of time allowing me to re-register and get everything legal before making re-payment arrangements with the MVA.
Does anyone have any actual experience with what happens to MVA fines and flags during BK??
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