Can Judgment Creditor Take Bank Account Funds on Hold?

[spearmint]

If, for example, a car rental company puts a hold on fund in your checking account, can a judgement creditor garnish those funds (if they find the account)?

[justbroke]

That would be a bank policy. Typically, a hold would preclude withdrawal of that money as it is tentatively for a merchant. For specific rules, you should contact your bank.

[spearmint]

That would be a bank policy. Typically, a hold would preclude withdrawal of that money as it is tentatively for a merchant. For specific rules, you should contact your bank.

I had already contacted the bank before I posted. One bank said they don't know and another bank said to contact an attorney. I contacted an attorney and spoke to a junior attorney and she said she "thinks" that the judgement would take precedence, meaning anyone with a court order could take the funds over and above the hold on the funds. In other words, I couldn't get a straight answer.