Age when you filed?

[jetset]

Hello everyone! I just had my 341 last Monday, my case was so simple it took all of 2 minutes if that...the trustee sounded as if he didn't even want to bother asking me the questions.

Well, I filed in January. My question is how "young" were you when you filed? I'm 20 years old, I've had credit for all of two years. Truth is, I could have filed last spring/summer when I was 19 yet.

During my first consultation with the attorney he asked me how old I was...I said twenty, and there was this huge silence...that same silence was there when the trustee asked me last week.

I honestly feel like a bankruptcy at a very early age is good for me. Does anyone know why this is? Because I don't

[Annika]

I was 36.

[no_it_all]

I honestly feel like a bankruptcy at a very early age is good for me. Does anyone know why this is? Because I don't

[Graphic]

Well I'm 21, haven't filed yet nor decided if I will wait till after college to just pay off whatever is not under the statute of limitations. There are plenty of people that are young that file bankruptcy I'm sure. It's really tough for students to control their money enough as it is, especially when credit cards are giving tons of credit to them.

Just make sure you learn the lesson, sure it is probably good that you can file fairly early because about the time it comes off your credit report you will be 30 so in most cases you'll still be just getting going really well with whatever it is you are doing.

Just make sure you don't keep making the same mistakes as you did the first time.

[jetset]

Through rationalization, the behavior becomes a "good" behavior since I will probably "learn a lot" from this, etc, etc, etc,..........This helps create less anxiety for the person.

That's exactly what I tell myself. Among other things ..."better now than when I'm accomplished (homeowner, family, etc...)

adam

[DOA]

39

[lrprn]

54

And jetset, you asked in your original post why it's good to learn this lesson early in life. The reason is that now you'll have the rest of your long life to make darned sure you NEVER find yourself here again! Trust me, it's no fun to find out 11 years from retirement that you're financially wiped out with no ability to put anything more away for five more years (we're Ch 13). I see a lot of years after 65 with my husband and I saying, "Will you have fries with that?" just so we can pay for life's necessities - forget the luxuries, that's for sure.

You have a great chance to take these hard financial lessons to heart and do everything possible to make sure you never, ever find yourself in this situation again!

[13inOR]

41

[AMISLANDER]

43

[miss puff]

I will be 34 when I file in July

[DisneyGirl]

30

[jane taylor]

Way too old to be doing this--42! Need industrial strength estrogen now that I am extra grouchy

jane

[nervousSC]

29

[fsugirl]

28

[danas15146]

I am also 34 and just filed in April. My 341 is next week and I am starting to feel sick to my stomach about it.