Urgent question please

[philslyn]

My question is about the state of West Virginia

Scenario

My girlfriend wants to file bankruptcy on credit cards debts, medical bills, and on her mortgage.
Suppose she has not filed for bankruptcy yet, and marry me. what if by the time she files for bk we already are married, will i be obligated or affected? provided that her debts was incurred prior to our marriage.

getting married next week.

thanks guys

[TheBajan]

you won't be obligated but your marriage will affect her bk. Your income will be considered when it comes to determining her means test for bk to determine if she can file a ch 7 vs a 13 and if a 13, how much her monthly payments will be. That's the short answer. Someone here with more knowledge can give you better details.

Congrats on your upcoming wedding!

[philslyn]

thanks.. i called a law office around my area, i was told i won't be affected, unless she incurred an existing credit during the marriage, or any debts that are incurred during marriage