Credit One sent me an offer and I didn't think I'd get it. Never expected an approval and certainly didn't expect a 3K limit.
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There is a credit life after bankruptcy!
You are now a better risk with no debt and the inability to file a Chap 7 for seven years.
Use it wisely. Don't charge anything you can't pay cash for and don't carry a balance.LadyInTheRed is in the black!
Filed Chap 13 April 2010. Discharged May 2015.
$143,000 in debt discharged for $36,500, including attorneys fees. Money well spent! -
I just didn't expect to be approved so soon and with a 3K limit and it says after 5 on time payments the limit will increase. CrazyComment
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Be careful with Credit One - I believe they tend to have high annual/processing/monthly fees.~Staci
Not an attorney, and never played one on tv. My responses are based on my own experiences & personal opinions.)Comment
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Yes every pre-approved application I received had some crazy annual fees and extra high interest rates.Originally posted by SMinGA2 View Post"I DECLARE BANKRUPTCY!" Ch 7 Filed 7/15/11 * 3 Minute 341 8/19/11 * Discharged 10/20/11Comment
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I made a mistake. It's not a credit one card. It's a CAPITAL ONE. There's no crazy fees associated with what I was approved for. No annual fee, 0 APR for 6 months.Originally posted by SMinGA2 View Post
If an admin could edit my thread to change credit one to capital one that would be awesome as I don't see a way.Comment
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