Any debt in good standing will still show as a key derogatory, KD on your CR at the time of discharge. This is how my mortgage showed, all green until the big red KD. Most will stop reporting at discharge also. More importantly you need to list ALL your assets. You can look up your state's exemptions. You can usaully redeem what you can't exempt. Good Luck.
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We are filing for bankruptcy in the next few weeks, want to have some "good" things
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