not even sure where to start

[df04527]

Your mileage may vary

[ValleYum]

YMMV=Your mileage may vary.

Refinancing does take a while. Hope it all works out for you!!

[heywoman]

oh! duh! ymmv that's a new one to me.

[heywoman]

ok so the refi appraisel came back. It's very low, of course. like REALLY low. we may be able to qualify for Ch 7 but we have to talk to the lawyer. i want to get off this roller coaster.